Charge.com - Best Merchant Accounts
Category: Related Awards
Offering the best prices for the best merchant account services, Charge.com Cardservices has been named Best Merchant Account Provider 2009. Get a merchant service account and read our Charge.com review.
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Besides offering free online credit card processing software, free internet check software, free shopping cart, and 24/7 technical support some attractive features that make Charge.com our #1 pick include:
Great Price
Although some merchant account providers charge unnecessarily high application and setup fees, Charge.com does not. Application and set up are free. Charge.com has the ability to accept all four types of major credit cards- Visa, MasterCard, American Express, and Discover. Though some companies only offer ability to accept Visa and MC, and/or charge high fees to accept American Express and Discover too, Charge.com offers American Express for free.
Simple Process
Simple online application makes it easy to apply. Charge.com also promises "instant approval" which is very attractive to online merchants who want to get started as soon as possible.
High Approval Rate
Because they're assuming a financial risk by allowing merchants to accept credit cards, a lot of Merchant Account providers have very strict credit requirements for merchants, and therefore very low approval rates. Charge.com offers fewer credit restrictions and a higher approval rate, making them accessible to more types of merchants.
Very Competitive Discount Rate and Transaction Fees for Internet Transactions
The discount rate and transaction fee are the major costs of accepting credit cards for merchants. The credit card companies require a percentage payment - called the discount rate - along with a set transaction fee from the merchant for each transaction they process. Charge.com fees are comparably lower than other merchant account providers.
Charge.com Cardservices has been in the business since 1995. They have proven themselves through phenomenal growth and represent the best in Merchant Account Providers.
Visit Charge.com
Great Price
Although some merchant account providers charge unnecessarily high application and setup fees, Charge.com does not. Application and set up are free. Charge.com has the ability to accept all four types of major credit cards- Visa, MasterCard, American Express, and Discover. Though some companies only offer ability to accept Visa and MC, and/or charge high fees to accept American Express and Discover too, Charge.com offers American Express for free.
Simple Process
Simple online application makes it easy to apply. Charge.com also promises "instant approval" which is very attractive to online merchants who want to get started as soon as possible.
High Approval Rate
Because they're assuming a financial risk by allowing merchants to accept credit cards, a lot of Merchant Account providers have very strict credit requirements for merchants, and therefore very low approval rates. Charge.com offers fewer credit restrictions and a higher approval rate, making them accessible to more types of merchants.
Very Competitive Discount Rate and Transaction Fees for Internet Transactions
The discount rate and transaction fee are the major costs of accepting credit cards for merchants. The credit card companies require a percentage payment - called the discount rate - along with a set transaction fee from the merchant for each transaction they process. Charge.com fees are comparably lower than other merchant account providers.
Charge.com Cardservices has been in the business since 1995. They have proven themselves through phenomenal growth and represent the best in Merchant Account Providers.
Visit Charge.com
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Term of the day
Payment gateway
A software usually provided by a third party such as Authorize.Net that allows a website to be integrated to a merchant account. Most major merchant account providers include a gateway with their services.